Skip to main content
← Back to ioyoux

Privacy Policy

Last updated: January 12, 2026

1. Introduction

Welcome to ioyoux ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our expense splitting and event collaboration platform.

By using ioyoux, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.

2. Information We Collect

We collect information in several ways:

2.1 Information You Provide

  • Account Information: Name, email address, and password when you create an account
  • Profile Information: Optional display name and profile preferences
  • Event Data: Events you create, including titles, dates, and descriptions
  • Expense Data: Expense details including amounts, descriptions, and categories
  • Participant Data: Names and contact information of people you add to events
  • Phone Numbers: When you choose to invite participants via SMS

2.2 Automatically Collected Information

  • Usage Data: How you interact with our platform, features used, and time spent
  • Device Information: Browser type, operating system, and device identifiers
  • Log Data: IP addresses, access times, and pages viewed

3. How We Use Your Information

We use the information we collect to:

  • Provide Services: Calculate expense splits, track balances, and facilitate settlements
  • Send Notifications: Notify you about event updates, expense changes, and settlement requests
  • Send Invitations: Deliver event invitations via email or SMS when you invite participants
  • Improve Our Platform: Analyze usage patterns to enhance features and user experience
  • Ensure Security: Protect against fraudulent or unauthorized activity
  • Communicate: Respond to your inquiries and provide customer support

📱4. SMS Communications

When you invite participants via SMS, we collect and process phone numbers specifically for delivering invitations. Here's how we handle SMS data:

Phone Number Collection

  • Phone numbers are collected only when you choose to invite someone via SMS
  • We store phone numbers securely for the purpose of sending event invitations
  • Phone numbers are never sold to third parties
  • Phone numbers are not used for marketing purposes

SMS Opt-Out

Recipients of SMS invitations can opt out at any time by replying "STOP" to any message. Once opted out, we will not send further SMS messages to that number unless explicitly re-consented.

Third-Party SMS Services

We use Brevo (formerly Sendinblue) to deliver SMS messages. Phone numbers are shared with this service provider solely for message delivery and are subject to their privacy policy and security measures.

5. Data Sharing

We may share your information in the following circumstances:

  • With Other Participants: Your name and expense information is visible to other participants in your shared events
  • Service Providers: We use third-party services for email delivery, SMS messaging, analytics, and hosting. These providers only access data necessary to perform their services
  • Legal Requirements: We may disclose information if required by law, court order, or government request
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, user data may be transferred to the acquiring entity

We do not sell your personal information to third parties.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including:

  • Encryption of data in transit using TLS/SSL
  • Secure password hashing using industry-standard algorithms
  • Regular security assessments and updates
  • Access controls limiting employee access to personal data
  • Secure cloud infrastructure with reputable providers

While we strive to protect your information, no method of transmission or storage is 100% secure. We cannot guarantee absolute security but are committed to protecting your data to the best of our abilities.

7. Your Rights

You have the following rights regarding your personal information:

  • Access: Request a copy of the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your account and associated data through your profile settings
  • Opt-Out: Unsubscribe from non-essential communications and opt out of SMS messages by replying "STOP"
  • Data Portability: Request your data in a portable format

To exercise any of these rights, please contact us at support@ioyoux.com.

8. Cookies & Analytics

We use cookies and similar technologies to:

  • Keep you signed in to your account
  • Remember your preferences
  • Analyze how our platform is used
  • Improve performance and user experience

We use Vercel Analytics and Speed Insights to understand usage patterns. These tools collect anonymized data about page visits and performance metrics.

9. Children's Privacy

ioyoux is not intended for users under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data in compliance with applicable data protection laws.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we make significant changes, we will notify you by email or by posting a notice on our platform. We encourage you to review this policy periodically for any updates.

12. Contact

If you have questions about this Privacy Policy, want to exercise your rights, or have concerns about how your data is handled, please contact us at support@ioyoux.com.